A comprehensive Health insurance plan to cover a group of workers* who work in the same organization. The premiums are less & affordable as compared to regular individual health plans and covers against all illnesses and injuries from the very next day.

What does this policy cover?

• Individual cover for your worker
• Pre-existing disease covered
• Workers aged 18-60 years can be covered
• Maternity benefit
• Room rent charges covered
• Pre-30 days & post 60 days hospitalization
• Road ambulance charges covered
• Day care procedure covered

• Simplicity
  The simplicity comes in when you pick a reliable partner that handles all the tasks and ensures your plate is not full with work related to health benefits. It's almost like auto-piloting your health benefits process, so it reduce your workload while ensuring employees are healthy and happy.

• Customisation
  From choosing your own pizza toppings to choosing the colour of your iPhone, everything nowadays is customizable. This includes group med claim too! As an organization, you can survey your employees, analyse your needs, and based on this, tailor make a plan designed specifically to meet your unique requirements.
  Every policy comes with a base plan and sum insured in place, to which you can add what you desire. This GPA cover gives your staff additional protection and financial support for unexpected and unforeseen circumstances.
  Medical coverage for family members and dependents: Managing health insurance policies, such as a family floater plan from different insurers, especially with large family members, is not easy! Each plan comes with different terms and conditions, claim processes, and additional requirements that can make the entire process a burden on top of the illness. Compare this to group medical insurance where you have the option of seeking medical coverage for your family members and dependants under the same policy. It makes life so much easier and it's straightforward!

• Pre and post hospitalisation expenses
  Pre-hospitalization expenses are medical expenses you incur before the insured member is admitted to the hospital. This can include various tests or screenings as prescribed by a doctor, like X-rays, blood tests, urine tests, blood count, etc.
  Group med claim covers these costs, provided they're borne within or before 30 days of admission to the hospital. Again, this varies from provider to provider.Similarly, post-hospitalization medical expenses are costs the insured member incurs after you're discharged. This includes any tests, medicines, screening, etc. to ensure you or the patient recovers well.
  Most often, these costs are covered for up to 60 days, but again, this varies from provider to provider.

• No waiting period
  With respect to the waiting period, how individual insurance works is you need to wait approximately 3 to 4 years before your health insurance coverage kicks in. During this time, you cannot make a claim or seek the benefits from your policy. Not only is the wait long, but you're also unprotected.
  Unlike individual insurance, group medical insurance does not have a waiting period. Whether it's for pre-existing diseases, a critical illness, or related to specific diseases, you have the option to waive off waiting periods.This ensures that medical coverage kicks in for the insured member, their parents, children, and spouse from day one of the policy.

• Maternity cover
  Yet another feature that makes group medical insurance a sought-after option is coverage for expenses related to maternity. Which is typically an additional coverage under a health insurance policy.
  Maternity cover under group med claim primarily covers medical expenses related to delivery. Furthermore, the new-born baby is covered for up to 90 days. Post this 90-day period, you can add the child to the base plan too.

• Hassle free claims
  With group med claim, especially with providers like Loop, there is no interference from intermediaries.